Pass your next examination, stop fraud before money moves, and give your board a clear answer on cyber risk. Independent audits and testing by CISA-certified auditors, scoped to your institution.
Financial institutions are where the money is, and attackers know it. Banks, credit unions, insurance carriers, investment firms, broker-dealers, and fintech companies face constant fraud attempts, a growing web of digital channels and vendors, and regulators who expect documented, tested controls. A single incident can mean direct financial loss, examination findings, mandatory notifications, and damage to the trust your business depends on.
The GLBA Safeguards Rule, NY DFS 23 NYCRR Part 500, SOX IT general controls, and FFIEC guidance, plus FINRA, SEC, and state insurance data security requirements based on the NAIC model law where they apply. We audit against these directly, and map findings to PCI DSS and the other frameworks your examiners and partners use.
GLBA, NY DFS, FFIEC, and PCI DSS word them differently, but they keep coming back to the same controls. We test each control once and map the result to every framework that applies to you.
| Control | GLBA Safeguards Rule | NY DFS Part 500 | FFIEC Guidance | PCI DSS v4.0.1 |
|---|---|---|---|---|
| Written risk assessment | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | May still apply, depending on your charter and scope |
| Penetration testing | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance |
| Multi-factor authentication | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance |
| Vendor and service provider oversight | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance |
| Incident response plan | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance |
| Reporting to the board | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | Explicitly called for in the rule or guidance | May still apply, depending on your charter and scope |
Most institutions start with the compliance audit for the framework their examiner uses, then add independent testing where the crosswalk above shows the same control is asked for twice.
Independent assessments against the GLBA Safeguards Rule, NY DFS Part 500, SOX IT general controls, and FFIEC guidance, giving your board or senior officer the evidence behind the annual certification and your examiners a clear trail.
Compliance auditMove beyond a once-a-year test. Recurring, multi-vector attack simulations mapped to MITRE ATT&CK show how your detection and response hold up over time, with trend reporting your board and examiners can follow.
Red team programOnline banking, mobile apps, payment flows, and insurtech integrations all run on APIs. We test your REST, GraphQL, and SOAP APIs for broken authorization, data exposure, and business logic flaws that let attackers move money or read accounts they should not.
API security auditBusiness email compromise and wire fraud start with a convincing message or phone call. Through phishing simulations, vishing, and pretexting, we test whether your staff and payment approval processes stop the request before the money leaves.
Social engineering assessmentCore processors, payment providers, cloud platforms, and claims administrators handle your customers’ data, and regulators hold you accountable for them. We evaluate their safeguards, evidence, and contract language so your vendor oversight holds up to examination.
Third-party risk managementBanks and insurers are adopting AI for lending, claims, fraud detection, and customer service. We review your AI policies, model inventory, and controls against GLBA, SR 11-7, the NIST AI RMF, and other requirements before an examiner asks.
AI governance auditA community credit union, a regional insurance carrier, and a fast-growing fintech face very different risks and regulators. We do not sell a fixed package. We scope each engagement around your systems, your obligations, and your team, and deliver findings that are specific and actionable, not a generic checklist.
Core banking and policy systems, online and mobile channels, payment flows, cloud services, and Microsoft 365. We test what you actually run.
Findings tied to GLBA, NY DFS, SOX, FFIEC, and the other requirements that apply to you, so you can show examiners exactly what was tested.
Every finding links to the evidence behind it and the requirement it relates to, so examiners can trace a conclusion back to what was tested.
Financial institutions are among the most heavily regulated and most frequently attacked organizations in the country. Regulators increasingly expect independent testing, documented risk assessments, and board-level oversight of cybersecurity, not just policies on paper. Our role is to give you an independent, evidence-based view of where you stand, a prioritized plan to close the gaps, and documentation that stands up to examination. Our compliance audit covers the GLBA Safeguards Rule, NY DFS Part 500, SOX IT general controls, and FFIEC guidance.
We start with your charter, your regulators, and the date of your next examination or certification. Each control is tested once, by an independent CISA-certified auditor, and the finding is mapped to every framework that applies, so the same evidence supports your examination, your board report, and your PCI DSS work. Findings are risk-rated with clear steps to fix them. Where an examiner or partner wants it in writing, an Auditor Opinion Letter documents the result, and our support continues for three months after delivery.
Most organizations begin with one engagement and build from there. Find the situation closest to yours:
Not sure? A free consultation will help you decide.
Altius IT has provided independent security audits to financial services and insurance organizations for over three decades. Our CISA-certified auditors understand the compliance requirements, risk tolerances, and technology environments of banks, credit unions, insurance carriers, broker-dealers, and fintech firms, and we tailor every engagement to them. We deliver actionable findings that satisfy both regulators and boards of directors.
Depending on your charter and regulators, we assess your program against the GLBA Safeguards Rule, NY DFS 23 NYCRR Part 500, SOX IT general controls, and FFIEC guidance. For NY DFS, that includes the program, policy, and control requirements behind the annual certification your board or a senior officer has to sign. See our compliance audit.
A penetration test is a point-in-time test of your defenses. A red team assessment program repeats multi-vector attack simulations on a monthly, quarterly, or custom schedule, mapped to MITRE ATT&CK, with trend reporting that shows your board and examiners whether detection and response are improving.
Yes. A social engineering assessment uses phishing simulations, vishing, and pretexting to test whether your staff and payment approval processes stop fraudulent requests. A Microsoft 365 security audit closes the email and identity misconfigurations that make account takeover possible.
Altius IT provides certified IT security audit services across multiple industry sectors.
